How to Pay for HomeCare Services in Tennessee
Homecare provides essential support for seniors and individuals with disabilities, allowing them to live independently at home. However, many families worry about the cost of homecare services. Wondering how to pay for homecare services in Tennessee? Read on to check out our guide to the payment options available for homecare at AdvanceCare.
AdvanceCare Accepts the Following Payment Options for HomeCare:
1. CHOICES Program
Tennessee’s CHOICES program offers financial assistance to older adults, covering home and community-based services (HCBS) to help maintain independence. Learn more about eligibility and how to apply for CHOICES services here.
2. Private Pay
Families can opt to pay out of pocket for homecare services. Non-medical homecare typically costs between $2,500 and $4,000 per month, which is often less than assisted living. To explore private payment options with AdvanceCare and to schedule a free consultation, click here.
3. Long-Term Care Insurance
Many long-term care insurance policies cover non-medical homecare services like those at AdvanceCare. Coverage details vary, so it’s important to review your policy and see if homecare is included. Contact your provider for specific information. To read an article from the National Institute on Aging about Long-term care, click here.
4. Workers’ Compensation
If homecare is required due to a work-related injury, workers’ compensation may cover non-medical homecare services such as meal prep and mobility support. For more information, visit the Tennessee Department of Labor’s website.
5. Veteran Administration Benefits
Veterans who qualify for VA healthcare services may be eligible for VA homecare benefits. Ensure eligibility, gather necessary documents, and apply by calling 877-222-8387 or by visiting this page. The VA typically provides a decision within one week.
Click here to discover Veterans Care in Tennessee with AdvanceCare.
6. WellPoint
WellPoint provides coverage for homecare services through Tennessee’s Medicaid program. To learn more about eligibility and services, visit WellPoint Tennessee.
7. UnitedHealthcare
UnitedHealthcare plans, such as Medicare Advantage, may cover non-medical homecare. Coverage varies by plan, so review your plan details or contact UnitedHealthcare for more information. For additional details, visit United Healthcare Tennessee.
8. BlueCross BlueShield of Tennessee
To use BlueCross BlueShield of Tennessee for homecare, check your plan type and confirm that AdvanceCare is within the provider network. Plans such as CHOICES may offer home and community-based services. For more information, visit BCBST.
Other Resources for Paying for Homecare
Elder Law Attorneys: Specialize in planning for long-term care, Medicaid, and veterans benefits.
- Medicare Brokers: Help navigate Medicare plans and enrollment.
- Geriatric Care Managers: Assist with care coordination and in-home evaluations.
For additional information, visit:
Understanding how to pay for homecare is essential for families seeking the best options for their loved ones.
At AdvanceCare, we offer various payment options to help ease this process, from government programs like CHOICES and workers’ compensation to private pay, VA, and long-term care insurance. By exploring these options, you can find a solution that fits your family’s needs while ensuring your loved one receives the care they deserve. For more detailed information and resources, use the form below to submit your contact information or to schedule a consultation with our dedicated homecare guide.
